Home Ready

The Home Ready loan option is conventional loan product for borrowers looking to purchase with a low down payment or refinance with limited equity.

Features of the loan product listed below

- Purchases up to 97% including first time home buyer

- Refinances up to 95% LTV, regardless of current mortgage program

- Reduced Mortgage Insurance

- High Balance available

- Relaxed AMI income limits based on census tracts

- Gift funds eligible for entire down payment

Program offered in cities of Jackson, Madison, Flowood, Brandon, Ridgeland, Hattiesburg, Biloxi, Gulfport, Ocean Springs, Batesville, Oxford, Starkville, Southaven, Hernando, Olive Branch. Program also offered in the entire state of Mississippi. Ready to learn more, give me a call at 601-213-7722.